Most of us pay our bills around the beginning of the month,Secret Confessions (2025) Spongkey Episode 44 and about this time the stack can get pretty high — as does the hit to your bank account. If you’re like me, you often think, “What can I do this month to cut my expenses, in a smart way, and waste less money while I’m at it?”
I’ve got some ways to do exactly that. Here are my four tips that you can implement today:
If you aren’t locked into a contract with one of the national carriers, consider using the services of providers that might be offering a cheaper plan.
Also look at your data usage. Maybe you can simply switch to another, less expensive plan. And once it’s time to upgrade, think hard — do you really need to have that latest model of the iPhone? (You may want it, but that’s another story.)
Taking these steps, you could save $30 to $75 per month.
Come on now, we live in the 21st century, and almost everyone has a cell phone.
Think about how you take and make almost all of your calls these days. Then ask yourself: Do I really need to keep my landline?
When I cut my landline six years ago, it saved me about $35 per month.
The cost of cable television these days runs about $80 to $100 per month if you have a premium subscription.
Assess your situation: Are you really watching that much TV every day? Can you get away with a streaming service from sites such as Amazon.com, Hulu.com or Netflix?
It’s now been eight years since I’ve had cable TV, and to tell you the truth, I haven’t missed a thing. Meanwhile, I’ve seen a total savings in those eight years of $7,680.
Do you have a programmable thermostat? If you don’t, you’ll have to make an extra effort to adjust your temperature settings when you aren’t at home.
You can lower your energy bill even further by attacking “energy vampires” — these are the electronic devices that are plugged in all the time, such as TV satellite boxes, DVD players and coffee makers. According to Duke Energy, the nation’s largest electric power holding company, you can save up to 20% on energy costs by unplugging your energy vampires.
It’s smart to look at all those places you’re wasting your hard-earned dollars and consider cutting them out. Implementing these changes may not seem to hold big savings potential, but they add up. It’s your money, so why not save it?
Anna Sergunina is a financial advisor and the owner of MainStreet Financial Planning, with offices in California, Maryland, New York and Washington, D.C., and creator of Money Library.
10 exercises you can do while playing video gamesSenior Night by Jill TalbotGhost Hunting with Edith Wharton by J. Nicole JonesWe Lived Here by Jill TalbotNYT's The Mini crossword answers for December 16Dyson Hot+Cool air purifier deal: $200 off at AmazonWordle today: The answer and hints for December 17Smart vibe Lioness drops yearFitbit Ace 3 activity tracker for kids: Now at its lowest price everThanksgiving with Laura Ingalls Wilder by Valerie StiversGhosts by Jill TalbotThe False Innocence of Black Pete by Philip HuffThe Radical Mister Rogers by Chantel TattoliThe Most Famous Coin in Borges by Anthony MadridSpooky Staff Picks by The Paris ReviewGerman Lessons by Margaret DrabbleHere's what's coming to iOS 17.3 (so far)The Hypnotic Threat of Apichatpong’s “Tropical Malady” by Tash Aw10 exercises you can do while playing video gamesHere's what's coming to iOS 17.3 (so far) How to unblock Pornhub for free in North Carolina OnlyFans model finds her photos on Reddit with wrong face Best earbuds deal: Save $31 on Beats Fit Pro Lego free Ninjago: How to get free Lego Ninjago Thunderfang Walmart price hikes due to Trump's tariffs could start weeks from now NYT Connections hints and answers for May 14: Tips to solve 'Connections' #703. 'Are We Dating the Same Guy?' Facebook group lawsuit dismissed NYT Connections hints and answers for May 15: Tips to solve 'Connections' #704. Today's Hurdle hints and answers for May 15, 2025 Best smartwatch deal: Get a Google Pixel Watch 3 for $299.99 at Amazon Webb discovers a distant moon has an intriguing similarity to Earth Philips now allows customers to 3D print replacement parts Popular YouTuber declares: Do not buy the Pixel 9a smartphone Google's AI Mode is reportedly hitting the homepage Best Garmin deal: Get $50 off the Garmin Lily 2 at Amazon Best Apple MacBook deal: Grab the new M4 MacBook Air for $150 off 89 million Steam accounts reportedly leaked [Updated] NASA rover captures an aurora from Mars surface for the first time Best soundbar deal: The Philips Soundbar 2.0 is just $91.68 at Amazon Best TV deal: Save 41% on the Hisense U8N TV
2.7725s , 8220.875 kb
Copyright © 2025 Powered by 【Secret Confessions (2025) Spongkey Episode 44】,Fresh Information Network